XinFin Network is a project that’s attempting to make global payments faster and simpler. And XDC is its backbone. With XDC, users can transfer value quickly, and often with lower fees than other options.
In this guide, I’ll cover:
Also, I’ll explain where the XinFin Network fits in the current picks for blockchain solutions.
Let’s get started!
Key highlights:
- XDC is the native token of XinFin Network, a hybrid blockchain built for fast, low-cost, enterprise-grade solutions.
- XinFin combines public and private blockchain features, giving businesses both transparency and data privacy in one system.
- XDC powers everything on the network, from smart contracts and tokenized assets to global trade and DeFi applications.
- The network uses Delegated Proof of Stake (XDPoS) to ensure fast, secure, and energy-efficient transactions with low fees.
- Where to buy XDC? You can buy XDC on major exchanges like KuCoin, Gate.io, and MEXC, and store it in personal wallets for added security.
- XinFin is ISO 20022-compliant and enterprise-ready. It’s aiming to modernize real-world trade, finance, and supply chain infrastructure.
What is XinFin and the XDC network?
XinFin has quickly become a relevant name when it comes to efficient, secure, and business-ready blockchain networks.
You’ve probably heard people talk about speed, low costs, and global finance. XinFin tries to bring something different to the table for enterprises ready for blockchain.
In this section, I’ll unpack what XinFin actually is, how its unique technology works, and how the XDC token powers everything from smart contracts to global trade.
The technology behind XinFin: Hybrid blockchain model
XinFin’s story focuses on one question:
How can blockchain actually help businesses operate faster and save money?
Instead of sticking to just public or private models, XinFin combined the best of both worlds in its hybrid blockchain.
Here’s how the hybrid approach works and why it matters:
- Public blockchains (like Bitcoin or Ethereum) are open for anyone to read and validate transactions. They are transparent but not always fit for confidential business data.
- Private blockchains allow only selected users to access and verify records. They maintain privacy but lose out on network trust and broad reach.
XinFin’s hybrid model puts these together:
- Certain data stays private, which gives companies peace of mind for sensitive deals.
- At the same time, public features make sure everyone can confirm the blockchain’s integrity and audit important transactions.
This means enterprises don’t have to pick between transparency and privacy. They get both.
As a result, banks, supply chain firms, and even governments feel more confident using XinFin for real business operations. Real-time settlement becomes possible, and sensitive information doesn’t risk leaking to competitors.
XinFin has also developed its own network called the XDC Network. Of course, there’s also the previously mentioned XDC crypto as another piece of the puzzle.
XDC crypto utility and use cases
The XDC token is at the core of XinFin Network. Without it, none of the activity on this blockchain would flow.
Here’s where the XDC token plays a part and what it can do:
- Settlement Fees: Every time you send value across the XDC Network, you pay fees in XDC. These are much lower than classic networks like Ethereum, so costs are attractive.
- Smart Contracts: XDC is the required fuel for running smart contracts on the platform. These contracts trigger jobs, automate trades, and cut out red tape. This means that businesses can move at a rapid pace.
- DeFi (Decentralized Finance): The ecosystem opens doors to DeFi lending, staking, and borrowing using XDC. If you want your funds to work for you, XDC unlocks the latest in decentralized finance.
- Tokenization: Companies can create their own digital assets (e.g. stocks, invoices, or property rights) on top of the network, all using XDC as the backbone.
- Trade Finance: XinFin’s earliest and biggest push was modernizing global trade. XDC powers systems that speed up payments, verify contracts, and reduce fraud in cross-border deals.
In other words, XDC is the currency that enterprises rely on when they need assurance, control, and nonstop uptime. XinFin has also made sure it fits with major banking standards.
You can dig deeper into how XinFin meets ISO 20022 financial messaging standard. This is a pretty big deal for serious financial institutions.
As a serious infrastructure for global trade and finance, XinFin focuses on how blockchain should work for business. That’s not potential. That’s real-world value.
XinFin Network’s advantages and real-world applications
Low fees and quick transactions are nice. But it’s not enough.
The XDC Network goes a step further, focusing on real-world business needs:
- Scalability
- Reliability
- Flexibility
Enterprises don’t want just speed. They need strong partnerships, security, and a thriving ecosystem that works in the background so business runs smoothly.
Here’s how XinFin checks these boxes and why real companies have gotten on board.
Enterprise partnerships and ecosystem growth
XinFin’s growth isn’t a solo act. Its ecosystem brings together global trade, finance, DeFi, and real-world tokenization through teamwork with recognized organizations.
This is where XinFin wants to separate itself from so many “promise but don’t deliver” projects.
- Major Partnerships: XinFin has teamed with global platforms like Flare Finance. What does that mean for you? More ways to use XDC in real DeFi applications with cross-platform access.
- Trade and Supply Chain Adoption: XinFin aims at actual trade and supply chain giants, not just crypto. XDC has powered trade finance pilots with organizations in Asia and Europe, where fast payments, tokenized documents, and secure transactions make international trade easier.
- Real-World Usage You Can See Today: Beyond pilots, XinFin is already powering tools that people can use now. XDC.Cash enables crypto-based payments and merchant solutions. XDC-backed debit cards (linked to Visa and Mastercard) are rolling out to help users spend XDC like cash. And in Latin America, XinFin is being tested in cross-border finance pilots between Mexico and the U.S.
- Institutional Push and Developer Expansion: XinFin partners with choices like TradeFinex and companies seeking secure, ISO-compliant networks. Developers love XinFin because it’s easy to build user-friendly financial products without huge costs. Toolkits, APIs, and plug-and-play solutions keep the network growing.
- Scalability: XinFin’s tech lets thousands of transactions happen every second. This is critical for large-scale apps, unlike some older chains that get bogged down when busy. And as a bonus, fees stay tiny.
- Expanding Ecosystem: Beyond XDC, the network interacts with many asset-backed tokens and financial tools. XinFin keeps growing by supporting new projects, DeFi apps, and digital asset solutions for businesses worldwide.
- Cross-Chain Expansion and Omnichain Reach: XDC isn’t standing still. Thanks to integrations with LayerZero and Stargate, the network is becoming fully cross-chain. It means you can move assets between XDC and other blockchains seamlessly. This opens up even more possibilities in DeFi, token swaps, and liquidity sharing.
Security and consensus: Delegated proof of stake
The words “blockchain” and “security” belong together. XinFin builds on the trusted Delegated Proof of Stake (DPoS) model.
Put simply, it’s a process where real people and organizations help run the network (not anonymous or hidden mining farms). Their particular delegated proof-of-stake mechanism is called XinFin Delegated Proof of Stake (XDPoS).
This unique consensus mechanism stays very resistant to spam and keeps operating with minimal consumption of energy.
Here’s what makes it work:
- How It Works: XDC holders pick trusted “validators” to confirm transactions and keep the blockchain running.
- Fast, Low-Cost Transactions: With just a set number of highly vetted validators (instead of thousands of random computers), transactions finish in a few seconds. This keeps blockchain lean, mean, and efficient.
- Security: Validators have a lot to lose if they act badly. It’s in their best interest to act fairly, or they get kicked out. This clear incentive stops fraud and keeps all eyes on the network’s health. Also, validators must hold at least 10M XDC crypto tokens and pass KYC.
- Inclusivity: Even if you’re not running a full node, you can delegate your XDC to validators. You’ll still earn rewards without needing expensive gear or non-stop tech know-how.
- Energy Efficiency: DPoS uses much less energy than proof-of-work blockchains like Bitcoin. XinFin’s model cuts waste, so it’s friendlier for you, your wallet, and the world.
Here’s the rundown: XinFin ties speed with security, cuts the energy bill, and lets users earn for supporting the network.
How and where to buy XDC crypto
If you want to own some XDC, the process is straightforward.
You can buy XDC on top crypto exchanges where it’s listed. The key is picking safe and reliable platforms, moving step by step, and protecting your new coins from the moment you get them.
I’ll walk you through each part.
Step-by-step guide to buying XDC
The process for buying XDC Network isn’t complicated, but it does require a few key steps. Start here:
- Choose a Trusted Crypto Exchange That Lists XDC: XDC is available on leading platforms like KuCoin, Gate.io, MEXC, and Bybit. For a full list, check out the current XDC Network Exchanges. Make sure the platform is available in your region.
- Create an Account: Head to your chosen exchange and click Sign Up. Enter your email and set a strong password. Write down your email and password somewhere safe (not just your computer).
- Verify Your Identity (KYC): Most platforms require Know Your Customer (KYC) verification. You’ll upload identification (like a driver’s license or passport) and sometimes a selfie.
- Deposit Funds: This can be done with a bank transfer, credit card, or other cryptocurrencies.
- Buy XDC: Once your account is funded, find the XDC trading pair (for example, XDC/USDT or XDC/ETH). Enter the amount you want to buy and place your order.
- Withdraw XDC to a Personal Wallet (Optional but Recommended): Leaving coins on an exchange can be risky. For extra security, choose one of the top crypto hardware wallets.
The bottom line
XDC Network offers a mix of speed, low fees, and real-world use. XinFin connects private and public blockchains, so that they’re ready for business while keeping costs down.
Take time to weigh the strengths (like hybrid tech, fast transactions, active partnerships) alongside your personal needs. Don’t forget to follow safe storage habits and stay alert as you buy or store XDC. Use trusted tools and learn from platform resources to boost your confidence.
If you’re wondering how high XDC can go in the future, check out our article to see if XDC can ever reach $100.
Source:: What Is XDC Crypto and Where to Buy It? XinFin Explained